We as parents need those good choices deposited into each child’s relationship account.  There need to be enough good choice funds to cover a poor choice check.  A parent does not want to bounce a poor choice check.  Have you ever bounced a check?

NSF is not a good thing to experience.   It is not a good feeling.  It makes us hesitate every time we write a check.  We start to fear whether or not we have enough funds to cover that check, and there is always a penalty attached to a bounced check, which ends up costing you more.  In the Relationship Bank of Choices, every good choice deposit is worth $1.00.  Every poor choice check costs $8.00.  This is an 8 to 1 ratio.  This means that for each poor choice check you write, you must have deposited 8 good choices.  At times, children will bounce or react negatively because they did not have enough good choices deposited into their account when we had to write a poor choice check.